Archive for the ‘Houses and Mortgages’ Category

Is the proposed ban on self certification mortgages a wise move?

by Mike Morgan on July 26th, 2010

Self Certification mortgages are due to be banned by the FSA, we question whether this will be good for cleaning up the housing market or just a way to discriminate against the people use self-cert mortgages the most: the self employed.

Housing Minister, John Healey, has no idea about repossessions

by David Mond on March 8th, 2010

Have you read the latest from our current Housing Minister? According to BBC’s Radio 5 Live, John Healey says, “for some people, having their home repossessed, can be the best option”. What poppycock! And I can assure you, that’s me doing my best to be polite!

The children of the recession

by David Mond on January 14th, 2010

Child Trust Funds offering £250 contribution to your child’s future, are only actually being made use of by two thirds of those receiving them in the poorer areas of our country.

What comes down, must go up….I’m talking mortgage rates of course

by David Mond on January 10th, 2010

If you’ve been enjoying the low mortgage rates we’ve been graced with, courtesy of the recession – beware, things are about to change. According to the Daily Mail and Moneyfacts, eight financial institutions have already raised their Standard Variable Rates and more are expected to follow suit.  Keen to show the “genuine” recovery to the [...]

“I Do”

by David Mond on December 20th, 2009

Coming to the conclusion that “I do” might not mean, “I do…forever”, is never an easy time in anyone’s life.  But when making that decision – realising you can’t afford to go your separate ways, can present the worst possible reality – living with your ex. National charity, Shelter, has confirmed, 25% of adults have [...]

New year, new start

by Joe Shervin on December 9th, 2009

First time buyers finally get a fighting chance to make their mark on the property ladder as mortgage products reach the highest ever available – totalling 1,354 variations.

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